Social Security earnings-test limits rise in 2026
Keep the new numbers in mind if you plan to work and collect Social Security at the same time.
www.usatoday.comThe 2026 earnings limit for Social Security reduces benefits if you work while receiving benefits if you earn while collecting, for less-than-FRA earners in 2026, the annual limit is about $24,480, with $1 withheld for every $2 earned above this amount; those reaching full retirement age in 2026, the limit is about $65,160, with $1 withheld for every $3 earned above that; after you reach full retirement age, there is no earnings limit. These figures reflect SSA updates for 2026 and the corresponding withholdings are temporary adjustments to future benefits. SSA 2026 earnings rules what changed and who's impacted include retirees planning to work while drawing benefits.